Cipher is a finance AI agent for Extract transaction details from phone notifications and generate budget reports without exposing account information. Pricing: Free + $5/mo. As of 2026-08-12, KanonAgent records 4 票. First indexed by KanonAgent on 2026-08-12.
Cipher lets users track spending privately by extracting transaction data from their phone’s notifications and analyzing it locally.
4 upvotes
Tracked by Kanon since Aug 12, 2026
🤖 Agent teardown · finance
Job to be doneExtract transaction details from phone notifications and generate budget reports without exposing account information.
Who it is forPrivacy-conscious individuals and people who don’t want to link their bank accounts to financial apps.
Prerequisitesself-hostable
PricingFree + $5/mo
Traction · why it is risingGaining traction among users wary of data leaks and centralized finance platforms.
Why it matters
By keeping all financial data on-device and never uploading it, Cipher offers real privacy without sacrificing useful budget insights.
Evidence quotesverbatim, from the product’s own materials
“without sending your financial data to a server”— description
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